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If couples never agree on money matters and issues, it would affect their finances negatively in the long run.The lack of sufficient funds makes it difficult for young entrepreneurs from achieving their business goalsHere are major reasons why people find it hard to save money.Here are 7 money habits you can start before 2017 runs out.In less than six weeks from now, the year 2017 will be over, how do you want to make your income, saving, spending, budget and finance in general?Marriage can be all fun but when money and finance are involved between a couple, it becomes a different ball game.Studies have found substitutes that can replace added sugar and give feed your taste buds with something sweet and might be less harmful to your health.It can be challenging to save when you have so many financial responsibilities you need to meet but you should set your mind to get serious about saving.Find inventive, creative ways to showcase your brand to the public, but always stay original.Starting a small business doesn't require a huge capital but you need to have some funds to start it up.Here are things you should consider before you spend moneyPositive changes should be made when it comes to your finances in the new year.As much as we love it and want to keep eating out, the truth is if you have a habit of eating out, it would definitely have a way of eating deep into your personal finance.