How to register & withdraw cash using Pochi la Biashara

Pochi la Biashara is a convenient service introduced by M-Pesa to help small businesses and individual traders manage their transactions more efficiently.

This guide explains how to register for Pochi la Biashara, use it to receive payments, and withdraw cash.

What is Pochi la Biashara?

Pochi la Biashara is a virtual wallet that allows business owners to separate their personal finances from their business transactions.

With this feature, traders can receive payments directly from customers' M-Pesa accounts without needing a till number or pay bill.

How to register for Pochi la Biashara

READ: Reasons Safaricom may suspend your M-PESA & how to reactivate it

You can register for Pochi la Biashara using your mobile phone. Follow these steps:

1. Dial the Registration Code

   • Open your phone and dial *334#.

   • From the menu, select "Pochi la Biashara".

   • Follow the prompts to accept the terms and conditions.

   • You will be prompted to link your Pochi la Biashara account with your national ID.

   • Confirm the details provided to complete registration.

   • Once the process is complete, you will receive a confirmation SMS indicating that your Pochi la Biashara account has been activated.

How to receive payments with Pochi la Biashara

1. Share your phone number

   • Provide your phone number to your customer.

   • The customer can then send money directly from their M-Pesa account to your Pochi la Biashara account.

   • Customers will:

     • Dial *334# or use the M-Pesa app.

     • Select 'Lipa na M-Pesa' > 'Pochi la Biashara'.

     • Enter your phone number, the amount, and confirm the payment.

2. Transaction confirmation

   • Both you and the customer will receive an SMS confirming the transaction.

READ: Simple ways to purchase Airtel airtime from M-PESA

How to withdraw cash from Pochi la Biashara

1. Dial withdrawal code

   • On your phone, dial *334#.

2. Access Pochi la Biashara services

   • Select 'Pochi la Biashara' from the menu.

3. Choose withdrawal option

   • Choose 'Withdraw cash' and select the preferred method:

     • To your M-Pesa account.

     • At an agent outlet.

4. Complete withdrawal

   • Follow the prompts to specify the amount you wish to withdraw.

   • Enter your M-Pesa PIN to confirm the transaction.

5. Confirmation message

   • You will receive an SMS confirming the withdrawal.